Tag Archives: Choosing the Right Agent

Celebrating 20 Years!!

Wednesday, 20 July 2022 19:21
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Today is a day of celebration and reflection for me.  I celebrated 20 years in real estate as I received my real estate license on July 20th 2002.

Many people ask me why I got into real estate.  I got into real estate because a relative of mine told me I should consider real estate and I listened because she was older and wiser, and the bible tells us to listen to our elders and I’m glad I did.  I love real estate because it allows me to use my passion, which is helping people.

A lot has changed over the years, but I navigated the highs and the lows.  The mortgage interest rate in 2002 was 6.54%.  The highs in the last 20 years were the last two years when it was a TRUE Seller’s market.  It was great for my Sellers that could sell and take advantage of the craziness and had a place to go live.  The lows were in the 2007-2008 downturn when I was doing short sales as my clients were losing their homes.  I’m so glad I listened once again and got my CDPE – Certified Distressed Property Expert designation.  It gave me the ability to assist my Sellers by doing a short sale for them vs. them going into foreclosure.

Over the years I have learned how to do what I do better.  I have sought out training and certifications to further help me further my knowledge of the industry so I could help my clients. My certifications are listed in the ‘About‘ section.

What advice would I give someone considering a career in real estate?  The advice I would give to someone thinking about getting into real estate is, that if you are willing to work 24/7, 365 days a year, and you are passionate about helping people with the largest investment they will ever make, then get into real estate and treat your clients and agents like you want to be treated and you’ll be successful.

It’s my passion.  I love it.  Thank you to each and everyone who has given me the opportunity to help you buy or sell.  I am truly grateful.

In appreciation,

Marie Dinsmore

Experience, Passion, and Commitment to Excellence

Home Ownership – The American Dream

Monday, 06 June 2022 07:29
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History of National Home Ownership Month

June is National Home Ownership Month.  Do you know the history of the American Dream of home ownership?

In the 1800s, most Americans had no way of really owning a home.  Mortgages became common only after the U.S. banking system came into being after the 1860s National Bank Acts.

During the time of the Great Depression, the banks did not have any money to lend and the average borrower didn’t have any cash.  As a result, people couldn’t afford to buy homes, while existing homeowners often failed to pay their debt.  To stabilize the housing market, the U.S. government created the Home Owners’ Loan Corporation in 1933, the Federal Housing Administration in 1934, and the Federal National Mortgage Association (now known as Fannie Mae) in 1938.  All these institutions took homeownership to new heights and helped prevent a crash in the housing market.

What changed the face of the housing industry, along with that of the American economy, was the G.I. Bill of 1944.  This bill provided subsidized mortgages for the veterans of World War II.  Another milestone in the history of American housing came when Congress passed the Fair Housing Act of 1968.  The Act was signed by President Lyndon B. Johnson and banned discrimination in housing based on religion, race, gender, and national origin.  It came into being only a few days after the assassination of Martin Luther King, Jr.

In its 87 years of existence, the Federal Housing Administration (FHA) has saved America an almost $4 trillion loss of household wealth.  It has helped more than 44 million citizens to become homeowners.

National Homeownership Week began in 1995, which was a strategy of the administration under President Bill Clinton to increase homeownership across America.  Later, in 2002, President George W. Bush expanded the period of observance from a week to the entire month of June.  National Homeownership Month reinforces the belief that owning a home is one of the steps toward achieving the American dream.

My passion is helping people home ownership and finding their dream home.

Information derived from NationalToday.com

In appreciation,

Marie Dinsmore

Experience, Passion, and Commitment to Excellence!

Circle of Excellence 2021

Monday, 21 February 2022 07:38
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2021 was another challenging year both personally and for real estate.  With the pandemic still looming and low inventory of homes, etc., we were still able to help many clients with their real estate needs. We feel very grateful and blessed to be honored again and to be among those achieving the Circle of Excellence Award from the 400 North Board of Realtors for 2021.

While it’s an honor and I’m very grateful to receive these awards, it’s not necessarily my goal. My goal is to give my clients the best possible service possible, whether it is to help them sell their home or to find them their perfect new home. My passion is helping people. That is why I strive for a high level of service and as a result, I have many repeat clients as well as referrals of friends and family over my 20-year real estate career. For this, I am truly grateful for my client’s trust and confidence.

One of the other ways I service my clients is my knowledge of the market. I continue to make sure I am well versed in all matters of real estate. As a REALTOR, we are tasked each year to accomplish additional education units. I typically go beyond what is required. I am certified in negotiating, probate, distressed property, luxury home market, iRep Pro, etc. So, please know whatever someone’s real estate needs are, I will always do my very best to deliver the ultimate service experience.

For a list of certifications and awards, please see our ‘About’ page.

In Appreciation,

Marie Dinsmore

RE/MAX Around Atlanta

Marie@DinsmoreTeam.com

Experience, Passion, and Commitment to Excellence

Fees to be Aware of When Purchasing a Home

Tuesday, 04 May 2021 13:47
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Purchasing a home is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don’t forget there will be other costs associated with your purchase than the price of the home. This is valuable information, especially for first-time homebuyers. These are all good reasons to hire an experienced Real Estate Agent to help navigate you through the process, plus the fact of multiple offers and homes now selling above listing price.

Here are 5 fees to keep in mind as you begin to budget.

  1. Home inspection. This is a crucial step in the home buying process. The findings that come from the inspection can help you negotiate price and repairs. Generally, you can expect to pay between $300 to $500 depending on the home and the location.
  2. Title services. Title services encompass the transfer of the title from the seller and a thorough search of the property’s records to ensure to no one will pop up with a claim to the property. Additionally, you may need to buy title insurance which will protect the lender or your investment in the home.
  3. Appraisal fee. Before getting a loan, you will likely be required to get an appraisal of the home to determine its estimated value. This will be conducted by a third-party company and the cost can land anywhere between $300 and $1,000, depending on the size of the home.
  4. HOA fees. Many communities have a homeowners’ association that enforces monthly fees. This money is used for general maintenance and updates to areas like pools, parks, and more. Typical HOA fees are around $200 per month.
  5. Taxes. The taxes each buyer pays at the closing table differ, but it is not uncommon for it to be up to two months’ worth of county and city property taxes. Additionally, there may be taxes for the transfer of the home title.

I would be happy to talk with you as you prepare to buy or sell and devise a plan to help you transition as smoothly as possible.

Sincerely,

Marie Dinsmore

The Dinsmore Team

Experience, Passion, and Commitment to Excellence

Getting Ready to List

Wednesday, 06 January 2021 06:21
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When you’re getting ready to list your home, it’s of the utmost importance to ensure you are showing it in the best light. Taking time to highlight its strengths and fix up some of its possible weaknesses can make a big difference in how fast it sells. Here are our top four recommended projects to do before listing your home.

Repaint walls.

Giving your home a fresh coat of paint is one of the most cost-effective ways to spruce it up, and generally, it can be a do-it-yourself project. Make sure to cover any walls with scratches and chips and consider updating any accent walls with a more neutral coat.

Repair or replace floors.

Hardwood floors are a very desirable feature in a home, so you want to ensure they look their best by fixing scratches or dull areas. If your carpet is worn or stained, consider replacing it. And don’t forget the tile in your kitchen or bathrooms. Re-grouting can go a long way in making dingy tile work look brand new!

Refresh the landscaping.

Show buyers your home is the full package by dressing up the outside as well as the inside. Clean walkways and driveways, plant seasonal flowers and plants, trim hedges, and trees, install outdoor décor pieces and fill in mulch and gravel. Some potential buyer won’t even come inside if they don’t like what they see outside.

Fix your fixtures.

Leaky faucet? Rusted drains? Loose drawer handles? Making these small fixes can make a big difference to potential buyers with detailed-orientated minds. Improve your kitchen. An outdated kitchen can be a real eyesore in a home. Updating cabinetry, repairing or replacing countertops, and installing new faucets and sinks may be worth the investment

I have a complete checklist that I go over with my potential sellers.  Give me a call and let’s go over where to start.

Marie Dinsmore

RE/MAX Around Atlanta

Experience, Passion, and Commitment to Excellence